Schengen Travel Insurance for Visa Applications (Updated November 2024)
When applying for a Schengen visa, one of the essential requirements is obtaining Schengen travel insurance. This insurance must cover specific medical and emergency expenses during your travels in the Schengen Area. Below, we’ll guide you through the requirements and provide a list of insurance providers in Pakistan that offer Schengen visa insurance coverage.
What Is Schengen Travel Insurance?
Schengen travel insurance is mandatory for anyone applying for a Schengen visa. It ensures that you are covered for medical expenses, hospitalization, emergency repatriation, and any other potential medical emergencies during your stay in Schengen countries. The coverage must meet a minimum requirement of 30,000 euros to ensure your safety and financial protection.
This insurance is crucial as it helps ensure that you can receive the necessary care should you face medical issues or an accident while traveling within the Schengen Zone.
Minimum Coverage Requirements
When applying for a Schengen visa, your travel insurance must meet the following criteria:
- Coverage of at least 30,000 euros: The insurance should cover any medical expenses, hospitalization, emergency repatriation, and other necessary health-related care during your stay in the Schengen Area.
- Global Coverage: The insurance must apply across all Schengen member states and offer coverage for the entire duration of your travel.
- Emergency Medical Assistance: It should also include provisions for medical evacuation if necessary.
Insurance Providers Offering Schengen Travel Insurance
If you’re applying for a Schengen visa in Pakistan, you can choose from a range of local insurers. Here is a list of providers that offer Schengen travel insurance coverage:
- Adamjee Insurance Company Ltd
- Alfalah Insurance Company
- Asia Insurance Company Ltd
- Askari General Insurance Company Ltd
- Atlas Insurance Ltd
- Chubb Insurance Pakistan Ltd (Formerly ACE Insurance Ltd)
- CICL – Century Insurance Company Ltd
- Continental Insurance Company Ltd
- Crescent Star Insurance Limited
- East West Insurance Company Ltd
- EFU General
- Habib Insurance Company Ltd
- IGI Insurance Ltd
- Jubilee General Insurance Company Ltd
- Pak-Qatar General Takaful Limited
- PICIC – Pakistan Industrial Credit Investment Corporation
- Premier Insurance Limited
- Salaam Takaful Pakistan Limited
- Shaheen Insurance
- Sindh Insurance
- SPI Insurance Company Ltd (formerly Saudi Pak)
- TPL Direct Insurance Ltd
- UBL Insurers Ltd
- UIC – United Insurance Company
- Universal Insurance Company Ltd
These insurance companies provide the required coverage for travelers to the Schengen Area and offer a range of plans to suit different needs and budgets.
Important Note
While this guide provides a comprehensive list of providers and essential information, it is important to always verify the terms and conditions with the chosen insurer before purchasing your travel insurance. Insurance policies may vary slightly, so confirming coverage details is crucial to ensuring it meets the specific requirements for your visa application.
Disclaimer
Although the information provided here has been carefully compiled, we cannot accept responsibility for any inaccuracies or changes in the details presented. Always verify the latest requirements and policies directly with the insurance provider or relevant authorities.
By securing the appropriate Schengen travel insurance, you can ensure a smooth and worry-free experience while traveling in the Schengen Zone.
